At what age does coverage for the newborn child of an Insured's dependent child terminate under HealthAccess?

The termination of coverage for a newborn child of an insured's dependent child under HealthAccess occurs at 18 months. This reflects standard policy provisions that often provide extended coverage for dependents to help ensure that young children receive necessary health care during the crucial early years of development. Typically, such policies acknowledge that young parents may still require support for their children, particularly when it comes to health coverage in the formative stages of life. An 18-month policy aligns very well with the transitional needs of families as they adjust to life with a new child and begin to navigate the complexities of pediatric care.

Other age options may not correspond with the policy intent, as they suggest either a duration that is too short or too long, potentially leaving gaps in necessary health care access for these vulnerable populations during a critical period of growth and development.