If a condition is disclosed on the application and accepted by the Company, will it count as a pre-existing condition?

When a condition is disclosed on the application and is accepted by the insurance company, it does not count as a pre-existing condition. This is because the disclosure allows the insurance company to evaluate and determine the risk associated with that condition. When the company accepts the condition, they are essentially agreeing to cover it and acknowledging it as part of the policy terms. Thus, such conditions are treated differently than pre-existing conditions that were not disclosed, which typically come with exclusions or waiting periods.

The other choices suggest various forms of ambiguity about whether the condition could still be deemed pre-existing. However, acceptance of the condition by the insurer clearly indicates that it is now part of the coverage and does not fall under the scope of pre-existing issues concerning benefits or exclusions.